HDB Properties

Key eligibility conditions include: (1) forming an eligible family nucleus (married couple, parent-child, etc.), (2) at least one buyer must be a Singapore citizen, (3) meeting income ceiling requirements for subsidies, (4) not owning other property (or disposing within 6 months), and (5) meeting the Minimum Occupation Period of any current HDB flat.

The MOP is typically 5 years from the date of key collection. During this period, owners cannot sell the flat on the open market or rent out the entire flat. After the MOP, owners can sell on the resale market or rent out the flat, subject to HDB's rules.

HDB Properties is the largest Paper 2 topic with approximately 162 practice questions. Given that over 80% of Singapore residents live in HDB flats, this topic is critical for property agents and is heavily weighted in the exam.

Yes, Singapore Permanent Residents (SPRs) can buy HDB resale flats, but with restrictions. Both buyers must be SPRs, they cannot purchase from the BTO market, and they are not eligible for HDB housing grants. An SPR household must also meet a 3-year SPR status requirement.